Nicole Zubia, 14, who is starting 9th grade, smiles as her f

UNITED STATES - AUGUST 22: Nicole Zubia, 14, who is starting 9th grade, smiles as her father Jesse Zubia holds up a shirt while shopping at a Wal-Mart store in Thornton, Colorado, U.S., on Saturday, Aug. 22, 2009. Back to school spending will drop 13 percent this year, according to the National Retail Federation, a Washington-based trade group. (Photo by Matthew Staver/Bloomberg via Getty Images)
UNITED STATES - AUGUST 22: Nicole Zubia, 14, who is starting 9th grade, smiles as her father Jesse Zubia holds up a shirt while shopping at a Wal-Mart store in Thornton, Colorado, U.S., on Saturday, Aug. 22, 2009. Back to school spending will drop 13 percent this year, according to the National Retail Federation, a Washington-based trade group. (Photo by Matthew Staver/Bloomberg via Getty Images)
Nicole Zubia, 14, who is starting 9th grade, smiles as her f
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August 22, 2009
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